Debt has a powerful impact on couples and families. When couples avoid debt they reduce the stress of that debt. Many couples say debt is one of the top reasons for their divorce. The reason, in my opinion, is that couples who get in over their head have to work hard just to survive paying their bills. It is more difficult to enjoy each other when you worry about bills and paying off a big debt. Furthermore, couples who avoid debt have a sense of accomplishment. It is something they achieve together.

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